1 00:00:01,000 --> 00:00:06,660 This is your weekly brief on what Microsoft changed in Copilot — the week of 20 October 2026. 2 00:00:06,660 --> 00:00:12,016 Every date you hear was read on a Microsoft page, and nothing here asks anything of you. 3 00:00:12,016 --> 00:00:22,667 It was a busy week, and the thread running through it is cost and governance: new capabilities that bill through Copilot Credits, and a billing model moving toward default-on. 4 00:00:22,667 --> 00:00:26,867 Here is what moved, and what it means for the people who run Copilot. 5 00:00:28,607 --> 00:00:35,310 The one change to hold onto: more of Copilot now bills through Copilot Credits under spending policies. 6 00:00:35,310 --> 00:00:44,160 Microsoft spotlighted Copilot Code, a capability that builds working software from a plain-language description, billed through credits. 7 00:00:44,160 --> 00:00:49,756 And spending policies can now apply to new Copilot services automatically, by default. 8 00:00:49,756 --> 00:00:58,932 So the meter reaches further than before — the move is to plan where it points, set the limit before the first credit, and widen it on proof. 9 00:01:00,612 --> 00:01:04,622 Here is what the pages actually say, in Microsoft's own words. 10 00:01:04,622 --> 00:01:27,129 The Copilot Code documentation: 'The Code tab in Microsoft Copilot turns what you describe into working software.' And the billing overview, on spending policies: they 'can automatically apply to future supported Microsoft Copilot services and agents.' New capability, and a governance control that reaches new services unless you decide otherwise. 11 00:01:29,719 --> 00:01:30,978 Is it what it seems? 12 00:01:30,978 --> 00:01:32,175 Mostly, with edges. 13 00:01:32,175 --> 00:01:37,842 Copilot Code is an early-access preview, not general release, and needs a Copilot license. 14 00:01:37,842 --> 00:01:44,579 The new Cowork plugins are real on a dated Microsoft page, though Legal needs an active commercial license. 15 00:01:44,579 --> 00:01:51,506 Spending policies apply by default — a default, not a lock, so you set the limit before anyone draws a credit. 16 00:01:51,506 --> 00:01:58,558 Two of these landed as blog posts with no date on the page; the capabilities are confirmed on dated Learn pages. 17 00:02:01,238 --> 00:02:15,772 First, a limited-time offer for organisations buying through a Cloud Solution Provider: Microsoft 365 E7 paired with annual Copilot Studio capacity packs, Copilot credits matched one-to-one for twelve months. 18 00:02:15,772 --> 00:02:22,690 The prerequisite worth knowing is this — it hinges on turning on pay-as-you-go usage-based billing. 19 00:02:22,690 --> 00:02:26,812 The entitlement is rerouted through the meter, not removed. 20 00:02:26,812 --> 00:02:31,424 So check whether usage-based billing is on, and what limit is set. 21 00:02:34,924 --> 00:02:43,610 Second, Copilot Code, spotlighted as a preview that turns what you describe into working software and publishes it to a managed runtime. 22 00:02:43,610 --> 00:02:48,847 For you, it is another service drawing on Copilot Credits under spending policies. 23 00:02:48,847 --> 00:02:55,362 The handle is the one you already hold: decide where it points, set the limit before the first credit. 24 00:02:55,362 --> 00:02:59,769 Then check a policy already covers it before anyone publishes an app. 25 00:03:03,269 --> 00:03:04,323 Third, Cowork. 26 00:03:04,323 --> 00:03:17,343 Microsoft's plugins page now lists role-based plugins for Legal, Sales, Service and Education, in a new Roles and Industry category — skills shaped for specific professions. 27 00:03:17,343 --> 00:03:27,653 One gate: Legal for Cowork needs an active Microsoft 365 Copilot commercial license, so entitlement decides access, not a fresh purchase. 28 00:03:27,653 --> 00:03:35,405 Check which are available to your users, and whether the Legal requirement is met before turning it on. 29 00:03:38,905 --> 00:03:40,377 Fourth, AI Builder. 30 00:03:40,377 --> 00:03:44,407 Its capacity add-ons retire from sale on 1 November. 31 00:03:44,407 --> 00:03:51,923 The features do not stop — Microsoft routes them to Copilot Credits once existing credits expire. 32 00:03:51,923 --> 00:03:56,418 The capability is rerouted through the meter, not removed. 33 00:03:56,418 --> 00:04:05,329 Check the timing: when your current credits expire, and whether a Copilot Credits path with a limit is ready first. 34 00:04:08,829 --> 00:04:11,396 One more move, then what stayed quiet. 35 00:04:11,396 --> 00:04:20,922 Microsoft also shipped an Insights Agent V2 preview that brings user feedback into Copilot Chat, with an admin control over feedback sharing. 36 00:04:20,922 --> 00:04:35,583 And the quiet is itself a service: no new movement this week on the December usage-based-billing default, on Copilot Managed Runtime general availability or residency, or on admin-consent and Graph permission changes. 37 00:04:35,583 --> 00:04:37,204 Stable is a finding too. 38 00:04:39,804 --> 00:04:40,816 That is the week. 39 00:04:40,816 --> 00:04:49,569 The next brief lands this time next week, same shape: what Microsoft changed in Copilot, every date read on a Microsoft page, nothing asked of you. 40 00:04:49,569 --> 00:04:57,548 Until then, the one move under your control is the quiet one — know where the meter points, and set the limit before the first credit. 41 00:04:57,548 --> 00:04:58,798 Thanks for your time.